Global Leading Mortgage Origination Technology
One Platform to process more loans, faster, at lower cost.
Challenge
Home lending is the single largest value contributor for most banks and consumer focused financial organisations. It critically underpins the customer relationship.
Despite its core value proposition, mortgage origination processes and technology remain largely inefficient and costly.
Complexity, cost and risk appetite to transform remain key barriers.
Opportunity
Built by lending specialists, Nano represents the next generation of mortgage origination – with a configurable, modular platform that allows innovation and benefit realisation to start day 1.
With Nano, great customer experience is simple hygiene – the true power of the platform is its ability to fundamentally transform the economics of your lending business and help you grow market share through lower cost, faster decisioning and a process that accurately reflects your risk appetite.
<100
days to implement
up to70%
reduction in loan origination costs
up to80%
same day decisioning
>$10bn
applications processed through Nano’s platform
Features
One platform to rule them all, integrating best in class technology without the need for complex deep integrations.
Turn on features in modularity and transform at your pace. This is future proof innovation made simple.
One Unified Platform
We’ve integrated best in class technology into a single optimised loan origination platform
Smart Automated Workflow
Proprietary algorithms deliver an adaptive E2E data driven process & leading time-to-yes
Fast Credit Decisioning
Real time decisioning via rigorous auto-approval or system directed manual decisioning
Forensic Financial Profiling
Intelligent income detection and expense verification powered by an advanced analytics engine
Fully Lender Configurable
Easily customise to lender specifications, including products and pricing, credit rules, brand and tone of voice
Differentiating Digital UX
Our digital first platform delivers a simple, intuitive multi-channel experience for banker, customer and third-parties
Compliance Built In
Certified world class data protection, auditability, governance, reporting and bank grade security
Cloud-Based SaaS Solution
Future proof open architecture for ultimate flexibility
Rapid Integration Ready
Pre-integrated with proven 3rd party partners. Easily deploy via thin integration to core systems
“Through our digital mortgage offer, we’ll reduce the time to unconditional approval for a residential home loan from days to hours, and in many cases, minutes”
Sean O’Malley, AMP Bank Group Executive
Benefits
Cost out
Lower your unit economics and take cost out immediately
Cost Effective
Variable charging model aligns platform economics with your business goals
Simplification
A single digital loan origination platform that does everything you need…better, faster
Innovation
Leapfrog the competition and transform at your pace via our modular architecture
Rapid Start
Get up and running in weeks with our proven low risk implementation approach
Future Proof
Our platform is constantly evolving with the latest technology so you stay ahead