Benefits
Single Platform
Unlock the power of a next generation digital mortgage origination platform that will transform your customers and bankers lending experience from apply to unconditional approval.
One platform to do it all, integrating best in class technology without the need for complex deep integrations. Turn on features in modularity and innovate at your pace.
At the heart of the banker experience is the Credit Workbench, which provides an incredibly powerful single view across all dimensions of a loan deal – from the property, loan details, credit score, serviceability and identity verification. The Workbench dynamically populates in real-time – based on the customer data entered, integrated 3rd party data sources (from banking, bureau and comprehensive credit reporting) and associated credit assessment calculations – to support the fastest loan decisioning capability in market. No need to switch between multiple screens and manual data sources. The underwriter has everything they need. Simple. Fast. Robust.
The same single platform efficiencies and user experience benefits apply to other back-office functions including configuring product and pricing rules or credit engine decisioning rules.
Customer experience also takes a giant leap forward for both direct customer and broker lead journeys. We have worked tirelessly to refine the experience so it’s simple, intuitive and collects the minimum set of data points to make an accurate and low risk assessment of a customer’s financial situation. By lifting real time decisioning capability into the front end we’ve enabled the world’s fastest time to yes (or no) so your customer knows where they stand. Seamlessly delivered via any device and dynamically intuitive to handle multiple applicants engaging at their pace.