Our Platform
Nano’s global leading loan origination platform delivers the innovation step change your lending business needs to succeed in today’s highly competitive environment
Nano’s cloud-based platform has been purpose built by an impassioned and highly skilled team of bankers and technologists to solve the fundamental challenges of the complex mortgage origination process.
Offering unrivalled flexibility, the platform comes optimised out of the box with preconfigured journeys, engines, dashboards and reporting – however is completely modular and self-configurable to a lender’s risk appetite, credit policy, brand and style.
The integrated Credit Workbench delivers a powerful central view for managing underwriting exceptions, loan status tracking, compliance and reporting.
Custom built user journeys integrate the application process, credit decisioning and approval in the same automated, data-driven workflow, truncating what is typically a multi-week and inherently manual process into minutes.
The platform has credit decisioning logic embedded in the origination layer which allows for real time loan assessment. Once approved the approved loan package can be passed off to any core servicing system without the need for deep and costly integrations.
Our architecture and self-contained design approach makes the platform uniquely backward and forward compatible
Aging legacy core?
No problem – don’t let technical debt get in the way of driving immediate benefits.
In-flight transformation programs?
No problem –drive immediate benefits without compromising current programs.
Future core upgrade?
No problem – self-contained architecture will complement any future state and drive benefits in parallel.
Features
One platform to rule them all, integrating best in class technology without the need for complex deep integrations.
Turn on features in modularity and transform at your pace. This is future proof innovation made simple.
One Unified Platform
We’ve integrated best in class technology into a single optimised loan origination platform
Smart Automated Workflow
Proprietary algorithms deliver an adaptive E2E data driven process & leading time-to-yes
Fast Credit Decisioning
Real time decisioning via rigorous auto-approval or system directed manual decisioning
Forensic Financial Profiling
Intelligent income detection and expense verification powered by an advanced analytics engine
Fully Lender Configurable
Easily customise to lender specifications, including products and pricing, credit rules, brand and tone of voice
Differentiating Digital UX
Our digital first platform delivers a simple, intuitive multi-channel experience for banker, customer and third-parties
Compliance Built In
Certified world class data protection, auditability, governance, reporting and bank grade security
Cloud-Based SaaS Solution
Future proof open architecture for ultimate flexibility
Rapid Integration Ready
Pre-integrated with proven 3rd party partners. Easily deploy via thin integration to core systems